This is Louis C.K. talking about being broke. All of this is relevant and it’s both funny and not funny at the same time.
My favorite, is when he says “I gotta raise $10 to be broke” because he has a -$10 balance. That was funny.
The whole thing about bank fees was pretty funny too.
But, the funniest thing, is about the people in Orange County. Little did he know, that a few years down the line, Orange County would declare bankruptcy and all those rich people are now broke because they were living beyond their needs and being financially irresponsible.